Manufacturer and Wholesaler Insurance

Our policy includes cover suited to a variety of manufacturers and wholesalers – from food and drink, to retail and hospitality.

We understand your day-to-day concerns and know you’ll be looking at recruitment and fuel costs, safe storage and customer loyalty - through to alternative distribution models and establishing customer ownership. It’s a tall order.

By working with many manufacturers and wholesalers across the UK we have the knowledge and expertise to help you should things going wrong - managing today’s and tomorrow’s risks.

What's included as standard:

  • Property - Your contents and stock are covered for loss or damage caused by fire, explosion, malicious damage, storm, flood or escape of water, theft and accidental damage. It also includes cover for your customer’s goods if you’re responsible for them
  • Environmental Liability - Some of the things we include cover for is damage caused by a fire in your property, malfunctioning holding tanks or drains, or leakage of chemicals during transportation, up to £1 million including costs
  • Goods in Transit - Loss or damage to your property whilst in transit, to to £10,000.

Additional covers to choose from:

  • Engineering - Accidental damage or breakdown of machinery and plant including plant acquired by you during the year, up to £500,000 any one loss
  • Commercial Legal Expenses - We can help protect your business and employees during legal disputes, providing a specialist lawyer to advise and support, and cover against legal costs up to £250,000.


Find your local NFU Mutual agency office and have a real conversation about your business needs, and see why 9 out of 10 business insurance customers choose to stay with us year after year.