STORM CLAIMS: If your property has been damaged as a result of the recent weather conditions and you don't need us to take urgent action you can notify us online of your claim. 

If you do require urgent action to be taken by us, call: 0800282652

STORM CLAIMS: If your property has been damaged as a result of the recent weather conditions and you don't need us to take urgent action you can notify us online of your claim. 

If you do require urgent action to be taken by us, call: 0800282652

Employers' Liability

Protecting you as an employer.

As part of our Commercial Select policy you can add specific Employers' Liability cover to suit the needs of your business.

Contact your local agency office

However you choose, whether in person or at the end of a phone, our Agents will be there for you when you need them most.

Cover overview

As an employer, you have a legal responsibility to take out Employers’ Liability Insurance. Our Employers' Liability cover can help safeguard your business and enable you to meet costs that you are legally liable to pay in the event of a claim by paying compensation for an employee's injuries or illness resulting from their work.

What's covered:

  • Damages arising from injury and illness to employees, including while working abroad for up to 60 consecutive days, up to £10 million, higher limits available.
  • Injury to any working partner or proprietor caused by the negligence of another working partner, proprietor or employee.
  • Costs to defend proceedings against you under legislation relating to corporate manslaughter and health and safety.
  • Injury arising from private work an employee does for you or any director.

What's not covered:

  • Work involving asbestos, unless exposure is unintentional or accidental.
  • Injury arising from any vehicles requiring compulsory motor insurance.
This is not an exhaustive list, more information can be found in the important documents section.

The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand these needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.

Commercial Select Insurance

Our Commercial Select policy provides a range of covers to suit a variety of businesses.

It’s flexible so you can choose the cover to meet the needs of your business now and in the future.

Why choose us?

Why choose us?

  • Heritage

    With over 110 years of insurance knowledge and expertise, we know the industry inside and out.

    Heritage

    With over 110 years of insurance knowledge and expertise, we know the industry inside and out.

  • Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

    Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

  • Local presence

    With a network of over 280 agency offices nationwide, we can get to know you and your business.

    Local presence

    With a network of over 280 agency offices nationwide, we can get to know you and your business.

Other business products

SME Business Insurance

Our Small and Medium Business Insurance policy is suitable for businesses that have a turnover of up to £3 million.

Commercial Vehicle Insurance

Vehicles can be important to your business - from pickups and vans to larger motor fleets, we're here to help keep you on the road.

Risk Management Services

Our experts can identify the dangers facing your business and offer one to one solutions personalised to your business.

What's next?

Take out a new policy

Ready to buy a Business Insurance policy? We can help you to make sure that you get the right cover.

Existing customers

Get a new quotation, make changes to, discuss your renewal or cancel your insurance policy.

Claims

Notify us of a new Business Insurance claim or speak to us about a claim that is in progress.