AUTUMN BUDGET: There were several important announcements in the Chancellor's Budget that could affect your personal finances. Find out more.

AUTUMN BUDGET: There were several important announcements in the Chancellor's Budget that could affect your personal finances. Find out more.

Farm Select

Comprehensive cover tailored to your larger or diversified farm.

Whether you're looking to insure an existing business or a new venture.

Find your local agency office

Speak to your local agency office, who are on hand to offer face-to-face advice for all your farming needs.

Insurance overview

Our Farm Select cover is designed for large farms over 50 hectares, from specialist producers to diversified enterprises, to incorporate all the needs of a farming business as well as emerging technology being adopted by the industry.

We can provide cover for:

  • Property - day-one reinstatement buildings and contents cover - including an automatic 15% increase on your property sums insured to combat inflation.
  • Business Interruption - loss of income following insured damage to your property.
  • Livestock - with the option to insure higher value pedigree animals or breeding stock, and cover for specified diseases.
  • Goods in Transit - loss or damage to your property while it’s in transit: up to your vehicle's insured load limit.
  • Employers' Liability - protection if your business is held responsible for accidental injury to your employees: up to £10 million.
  • Public and Product Liability - protection if your business is held responsible for accidental injury to customers or the public or for accidental damage to their property: up to £10 million.
  • Environmental Liability - damages arising from your farming activities resulting in injury, environmental or biodiversity damage: up to £2 million.
  • Legal Expenses - cover during legal disputes, including access to our 24/7 legal advice helpline and online employment manual: up to £250,000.

Additional covers you can choose:

  • Engineering Insurance - sudden and unforeseen damage to and breakdown of plant and machinery.
  • Hail - loss of income resulting from damage by hail to your arable or horticultural crops.
  • Professional Expenses for Agricultural Land Tribunals - providing support, advice and cover during agricultural tenancy disputes: up to £20,000 as standard.
  • Group Personal Accident: protection for you and your employees against the financial impact of death or injury following an accident (illness cover is also available).

This is not an exhaustive list, more information can be found in the important documents section.

The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand your needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.

Farm Safety Foundation

We fund this award-winning registered charity which raises awareness of farm safety among younger farmers (16-40), through engagement and education, challenging and changing their risk-taking behaviours. Take a closer look at the work they are doing.

Why choose us?

Why choose us?

  • Personal service

    Flexibility to tailor cover for all types of farming business – from share farming agreements to limited companies with multiple holdings.

    Personal service

    Flexibility to tailor cover for all types of farming business – from share farming agreements to limited companies with multiple holdings.

  • Local presence

    With a network of over 280 agency offices nationwide, we can get to know you, your family and your farm.

    Local presence

    With a network of over 280 agency offices nationwide, we can get to know you, your family and your farm.

  • Heritage

    With over 110 years of insurance knowledge and expertise, we know the farming industry inside and out.

    Heritage

    With over 110 years of insurance knowledge and expertise, we know the farming industry inside and out.

Other farming products

Agricultural Contractor
Insurance

A range of flexible contractor covers for Farm Select or Commercial Select policyholders, whether you work with livestock or on the land.

Agricultural Vehicle
Insurance

Whether you have tractors, combines, balers or rely on quad bikes and telehandlers our comprehensive Agricultural Vehicles policy provides tailored cover.

Luckpenny
Insurance

Cover for your livestock from the moment the auction ends. Get peace of mind for you and your buyer should anything happen.

What's next?

Take out a new policy

Ready to buy a Farm Insurance policy? We can help you to make sure that you get the right cover.

Existing customers

Get a new quotation, make changes to, discuss your renewal or cancel your Farm Insurance policy.

Make a claim

Notify us of a new Farm Insurance claim or speak to us about a claim that is in-progress.