Heat Stress Insurance

Protect Your Dairy Herd with NFU Mutual’s award-winning Dairy Heat Stress Insurance

Find your local agency office

Speak to your local agency office, who are on hand to offer face-to-face advice for all your farming needs.

Insurance overview

As temperatures rise, heat stress in dairy cattle is becoming a growing challenge for farmers. Reduced milk yields, health complications, and financial losses are all too common. That’s why we have introduced Dairy Heat Stress Insurance, for our existing Farm Insurance customers.

The UK’s first parametric insurance product has been designed with specialist partners to protect your business from the some of the financial impacts of extreme weather.

Why choose NFU Mutual Dairy Heat Stress Insurance?

  • Tailored Coverage: Choose from three levels of cover to suit your farm’s needs - £50, £75, or £100 sum insured per cow, for a minimum of 50 cows.
  • Hassle-Free Claims: Payments are automatically calculated based on weather data.
  • Flexible Financial Support: Use payouts as you see fit—whether to offset milk yield losses or invest in herd welfare.
  • Expert Local Support: With over 280 agency offices nationwide, our experts understand your challenges.

You can purchase your cover up until 15th June, subject to underwriter acceptance and the policy covers the period between 1st June and 30th September. 

Speak with your local NFU Mutual Agent to find the right level of protection for your farm.

 

Key Benefits for Farmers

Key Benefits for Farmers

  • Personal service

    Reduce the financial strain of heat stress events.

    Personal service

    Reduce the financial strain of heat stress events.

  • Local presence

    Protect your profitability and productivity.

    Local presence

    Protect your profitability and productivity.

  • Heritage

    Gain peace of mind during increasingly unpredictable weather patterns.

    Heritage

    Gain peace of mind during increasingly unpredictable weather patterns.

Important documents

Frequently Asked Questions

What's next?

Take out a new policy

Ready to buy a Farming Insurance policy? We can help you to make sure that you get the right cover.

Existing customers

Get a new quotation, discuss your renewal, make changes to, or cancel your Farming Insurance policy.

Make a claim

Notify us of a new Farming Insurance claim or speak to us about a claim that is in progress.