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Insurance overview
As temperatures rise, heat stress in dairy cattle is becoming a growing challenge for farmers. Reduced milk yields, health complications, and financial losses are all too common. That’s why we have introduced Dairy Heat Stress Insurance, for our existing Farm Insurance customers.
The UK’s first parametric insurance product has been designed with specialist partners to protect your business from the some of the financial impacts of extreme weather.
Why choose NFU Mutual Dairy Heat Stress Insurance?
- Tailored Coverage: Choose from three levels of cover to suit your farm’s needs - £50, £75, or £100 sum insured per cow, for a minimum of 50 cows.
- Hassle-Free Claims: Payments are automatically calculated based on weather data.
- Flexible Financial Support: Use payouts as you see fit—whether to offset milk yield losses or invest in herd welfare.
- Expert Local Support: With over 280 agency offices nationwide, our experts understand your challenges.
You can purchase your cover up until 15th June, subject to underwriter acceptance and the policy covers the period between 1st June and 30th September.
Speak with your local NFU Mutual Agent to find the right level of protection for your farm.

