Agricultural Contracting Cover

Agricultural contractors are becoming an increasingly important part of farming in the UK - from specialist firms that have been set up exclusively for this purpose, to existing farms that have diversified. As the UK’s leading rural insurer, providing cover to 70% of agricultural contractors, we know the contracting industry inside and out.

That’s why we offer a range of specialist contractor covers with a tailored approach, whether you’re purely an agricultural contractor or you primarily farm your own land. You’ll need to have an existing Farm Select and Commercial Select product to enable this.

The additional cover available includes:

  • Crop management – we will indemnify you if you damage someone else’s crops due to spray drift or spreading fertiliser in the wrong place
  • Agricultural payments – you’re covered if you accidentally cause a reduction in another farmer’s BPS (or future scheme) payments.


If you expand your business to provide contracting services, then it’s essential to have insurance that covers these new activities – otherwise you risk being underinsured, which means you could face an unexpected financial shortfall in the event of a claim.

Download our Agricultural Contracting leaftlet [PDF: 226KB]

We know comprehensive public and employers' liability cover is essential for contractors, so have developed these additional covers for your business, We can also offer contractors specialist risk management though NFU Mutual Risk Management Services Limited, and plant inspection services via our partner Vulcan Inspection Services.

Agricultural contractors and their role in the farming industry

Will is joined by Ian Maddever, an agricultural contracting expert, and Charlie Yorke from NFU Mutual to talk about agricultural contracting, how the industry has changed and the role it now plays in the farming industry.

Agricultural Contracting podcast transcript

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