Trailer Vehicle Insurance

Comprehensive cover to keep your trailers on the job

It’s easy to take your farm trailers for granted, but you wouldn’t be able to do your job without them. 

So you need to make sure you have the right insurance policy in place to keep your trailers covered should anything happen to them.

Our comprehensive Agricultural Vehicles Insurance policy provides cover to meet your needs, with agricultural trailers and implements covered up to £​500,000.

We've been insuring farmers for over 100 years, and you can have peace of mind knowing disruption will be kept to a minimum should anything happen to your agricultural vehicles. 

If you insure an agricultural vehicle with us, when you tow a trailer you can benefit from:

  • £5 million Public Liability cover for third party property damage
  • Goods in transit cover up to £1,000
  • A claims service managed by farming specialists who can support you quickly in the event of a vehicle being damaged during a busy period, such as harvest
  • Expert service from our Local Agents and engineers who work closely with manufacturers and security firms.

Trailer Safety

Farmers need to ensure their trailers are safe and properly maintained, to avoid dangerous and costly accidents.

We support the farm safety initiative, Tilly Your Trailer, which involves an 18-point inspection to ensure trailers are safe enough to use on the roads.

It includes:

  1. Check trailer lights are functioning correctly.
  2. Check tyres have legal tread depth, no cuts, bulges, or cord/thread showing.
  3. Check towing eye thickness.
  4. Check suspended draw bar U bolts and springs if applicable
  5. Check the drawbar and chassis for cracks.
  6. Check axle springs and U bolts including rocking beams if applicable.
  7. Check all pins and bushes.
  8. Check the ram seals.
  9. Check all hydraulic pipes, connectors and air lines for cuts, chafing and leaks.
  10. Check brake shoes and shoe springs for adjustment.
  11. Check brake drums for excessive wear, grooves and thickness.
  12. Check wheel studs and nuts.
  13. Check there are no structural cracks or holes by raising the tipping bed if applicable.
  14. Check the tailgate is secure and is not leaking.
  15. Check the hand/park brake and cable.
  16. Check the appropriate stand is in good working order.
  17. Check wheel bearings for wear; if necessary, clean and re-pack.
  18. Check all grease points are made serviceable.

For a quote or further information on how to protect your agricultural vehicle, speak to your local NFU Mutual agency office.

Third Party, Fire and Theft Agricultural Vehicle Insurance, Product Information Document [PDF: 76KB], and Third Party Agricultural Vehicle Insurance, Product Information Document [PDF: 73KB], are also available.