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Brown horse with white marking on brow wearing light blue numna under saddle being unbridled by rider next to horsebox

Equine Insurance

Expert cover for you, your horse, and your tack

If you own a horse, or even just ride one regularly, our equine insurance can provide the cover you need to help keep you and your animal safe.

Our Horse and Rider policy is tailored to your circumstances, making it as unique as your horse, and includes optional extras to give you added protection.

Whether you want to insure an animal individually, add rider’s cover or protect your equipment, we can help shape cover that works for you.

And should you need to make a claim, our dedicated Equine Claims Unit will deal with it without quibbling.

  • 300 local branches offering personal, tailored care
  • No quibble claims
  • No admin fees for changes to your policy and no charges on Direct Debit, credit or debit card payments

91% of customers rated us 4 out of 5 or better for claim outcome satisfaction*

“My claim for the loss of my horse was dealt sympathetically and with great professionalism. It made a huge difference to speak to people who clearly loved horses and had been through the same experience. When I eventually get a new horse I will re-insure with NFU Mutual.” Mrs K., Banff.

Customer survey operated through Service Tick.

*Source: Service Tick. Data for closed equine claims April to June 2017.