Skip to main content

Find your local branch
Three day eventer wearing blue spotted riding hat, blue and white polo shirt and blue body protector competing on black horse

Horse Rider Insurance

Cover whether you ride occasionally, or on a regular basis

Our horse rider insurance can help look after you whenever you’re in the saddle.

It is designed to offer riders aged 5 to 75 years who don't own a horse the very best in personal protection.

We offer a range of cover to protect you as a rider, including personal liability and personal accident cover for injuries resulting from riding. And should you need to make a claim, our dedicated Equine Claims Unit will deal with it without quibbling.

  • 300 local branches offering personal, tailored care
  • No quibble claims
  • No admin fees for changes to your policy and no charges on Direct Debit, credit or debit card payments

Cover while you're in the saddle

  • Cover, up to £4,000, in the event of death, theft or straying. We can even help your search in the event of loss
  • Vet's fees cover up to £2,000 per incident following an accident
  • Personal accident cover for riders aged 5 to 75 years
  • Accidental loss of, or damage to, riding tack not owned by you
  • Personal liability up to £2.5 million – can be increased to £10 million
  • Legal costs up to £50,000 to provide you with advice and help with the cost of legal representation
  • Access to a 24 hour emergency helpline.

We can explain what limits and exclusions apply, so you can ensure the cover is right for you – or take a look at our policy reference booklet for more details.