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Three day eventer wearing blue spotted riding hat, blue and white polo shirt and blue body protector competing on black horse

Horse Rider Insurance

Cover whether you ride occasionally, or on a regular basis

Our horse rider insurance can help look after you whenever you’re in the saddle.

It is designed to offer riders aged between 5-74 years who don't own a horse the very best in personal protection.

We offer a range of cover to protect you as a rider, including personal liability and personal accident cover for  injuries resulting from riding. And should you need to make a claim, our dedicated Equine Claims Unit will deal with it without quibbling.

  • 300 local branches offering personal, tailored care
  • No quibble claims
  • No admin fees for changes to your policy and no charges on Direct Debit, credit or debit card payments

The cover you need

  • Up to £2,000 in vet’s fees following an accident
  • Personal liability up to £2.5 million and can be increased to £10 million
  • Personal accident cover for riders under 75 years of age up to £20,000

We can explain what limits and exclusions apply, so you can ensure the cover is right for you – or take a look at our policy reference booklet for more details.