Three day eventer wearing blue spotted riding hat, blue and white polo shirt and blue body protector competing on black horse

Horse Rider Insurance

Cover for riders who don't own a horse, whether you ride occasionally or on a regular basis

Our horse rider insurance can help look after you whenever you’re in the saddle.

It's designed to offer riders aged 5 to 75 years, who don't own a horse, the very best in personal protection.

We offer a range of cover to protect you as a rider, including personal liability and personal accident cover for injuries resulting from riding.

And should you need to make a claim, our dedicated Equine Claims Unit will be on hand when you need us.

  • UK-based call centre and 300 agency offices offering a personal service
  • No admin fees for changes to your policy
  • No charges on payment made by Direct Debit.

Cover while you're in the saddle

  • Up to £4,000 cover in the event of death of your horse, theft or straying. We can also help your search in the event of a loss
  • Vet's fees cover up to £2,000 per incident following an accident
  • Personal accident cover for riders aged 5 to 75 years
  • Accidental loss of, or damage to, riding tack not owned by you
  • Personal liability up to £2.5 million – can be increased to £10 million
  • Legal costs up to £50,000 to provide you with advice and help with the cost of legal representation
  • Access to a 24 hour emergency helpline.