Three day eventer wearing blue spotted riding hat, blue and white polo shirt and blue body protector competing on black horse

Horse Rider Insurance

Cover whether you ride occasionally, or on a regular basis

Our horse rider insurance can help look after you whenever you’re in the saddle.

It is designed to offer riders aged 5 to 75 years who don't own a horse the very best in personal protection.

We offer a range of cover to protect you as a rider, including personal liability and personal accident cover for injuries resulting from riding. And should you need to make a claim, our dedicated Equine Claims Unit will deal with it without quibbling.

  • 300 local offices offering personal, tailored care
  • No admin fees for changes to your policy
  • No charges on payments made by Direct Debit

Cover while you're in the saddle

  • Up to £4,000 cover in the event of death of your horse, theft or straying. We can also help your search in the event of a loss
  • Vet's fees cover up to £2,000 per incident following an accident
  • Personal accident cover for riders aged 5 to 75 years
  • Accidental loss of, or damage to, riding tack not owned by you
  • Personal liability up to £2.5 million – can be increased to £10 million
  • Legal costs up to £50,000 to provide you with advice and help with the cost of legal representation
  • Access to a 24 hour emergency helpline.