Tradesman and couple outside home

Home Emergency Cover

Protect your home from the unexpected

Home Emergency Cover offers added protection to our Home Insurance for when the unexpected happens.

Our policy covers seven types of domestic emergency, and is included as standard with NFU Mutual Bespoke Home Insurance.

Home Emergency Cover can be added to new or existing Home and Lifestyle Insurance policies, providing the help you need when immediate action is required. Any incident which occurs within the first 14 days of cover is excluded.

There is no excess to pay in the event of a claim and no limit to the number of claims you can make per year. 

If your home is unsafe, insecure or uncomfortable to stay in overnight we’ll even give you £250 per night to cover alternative accommodation costs for up to seven consecutive nights 

When purchased with Home and Lifestyle Insurance you'll be covered up to £1,000 per claim, NFU Mutual Bespoke Home Insurance customers are covered up to £1,500 per claim. 

And should you need to make a claim our 24 hours claims helpline will deal with your emergency. 

What unexpected domestic emergencies are covered?

  • Main heating system
  • Plumbing and drainage
  • Home security
  • Toilet unit
  • Domestic power supply
  • Vermin infestation
  • Roof damage