Yellow sofa with throw draped over arm, yellow bucket catching water leaking from ceiling

Home Emergency Cover

Buckets of cover exactly when you need it

Home Emergency Cover offers added protection to our Home and Lifestyle Insurance for when the unexpected happens.

Included as standard with NFU Mutual Bespoke Home Insurance, our policy covers seven types of domestic emergency. There is no excess to pay in the event of a claim and no limit to the number of claims you can make per year. 

If your home is unsafe, insecure or uncomfortable to stay in overnight we’ll even give you £250 per night to cover alternative accommodation costs for up to seven consecutive nights 

Home Emergency Cover is available to new Home and Lifestyle Insurance customers and existing customers at renewal, providing the help you need when immediate action is required.

When purchased with Home and Lifestyle Insurance you'll be covered up to £1,000 per claim, NFU Mutual Bespoke Home Insurance customers are covered up to £1,500 per claim. 

And should you need to make a claim our 24 hours claims helpline will deal with your emergency, no quibble.

What unexpected domestic emergencies are covered?

  • Main heating system
  • Plumbing and drainage
  • Home security
  • Toilet unit
  • Domestic power supply
  • Vermin infestation
  • Roof damage