Laptop and coffee cup on desk

Homeworker Insurance

Extra protection for you and your work

Running a home-based business has many benefits; flexibility, increased productivity and potential cost savings too, to name just a few.

To help you thrive at home, our insurance options mean that whatever work activities you undertake from your home, you can rest assured that you'll be covered.

If you’re a Home and Lifestyle or NFU Mutual Bespoke Home Insurance policyholder with cover for your contents we have options that could suit your operation - whether your from-home business is run full-time, part time or as a hobby. 

Why choose us?

  • We reward our loyal customers through a Mutual Bonus which provides a saving on the renewal premium of your General Insurance policy.
  • UK-based call centre and over 295 agency offices offering a personal service.
  • We don't charge admin fees for changes to your policy or payments made by Direct Debit.

Extended cover for your home based business

  • Cover of damage to stock up to £2,500
  • Legal liability as an employer up to £10 million
  • Cover of damage to business contents up to £20,000. Unspecified business items away from the business address up to £1,000 with a single article limit of £500
  • Legal liability as a homeworker up to £2.5 million for Home and Lifestyle policyholders, £10 million with NFU Mutual Bespoke Home Insurance.