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Car Breakdown Cover

Broken down? Remember you're covered

When it comes to you and your car the last thing we want is for you to be left stranded should it let you down.

That's why our Comprehensive Car Insurance, Third Party Fire and Theft, and Third Party Only policies come with Mutual Assist breakdown cover provided by the RAC as standard.

Our Mutual Assist cover means: 

  • You're covered if you breakdown more than a quarter of a mile from home
  • The RAC will provide emergency roadside assistance, up to one hour's labour, to try and fix your breakdown
  • If the repair is not possible at the roadside we'll arrange and pay for the vehicle to be taken to the nearest garage, up to 20 miles
  • We'll provide a small hire car vehicle for up to 48 hours, if the repairs cannot be completed on the same day
  • You'll be covered in the event of mis-fuelling, we will drain the contaminated fuel but will not pay for the fuel.

With Mutual Assist as standard there is also the option to upgrade to our National Assist cover for £19.99 per year.

With all the the benefits of Mutual Assist if the vehicle can't be repaired on the same day we will arrange and pay for our choice of the following:

  • Transportation home, or the intended destination of the vehicle, for you and up to seven passengers.
  • B&B accommodation and expenses for one night for up to £150 per person, up to a maximum of £500
  • A small hire car vehicle for up to 48 hours and if needed a single rail ticket to collect the vehicle from the repairer.

A further upgrade to our National Plus Home Assist is available for £34.99 per year, offering all of the benefits above plus cover for breakdowns at home. 

We can explain what limits and exclusions apply, so you can ensure the cover is right for you – or take a look at our policy reference booklet for more details.