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Young Drivers Scheme

Helping younger drivers to be safer on rural roads

At NFU Mutual, we take time to understand our customer's needs.

That's why we have car insurance specifically for young drivers who are children of NFU Mutual farming customers.

The NFU Mutual Young Drivers Scheme is exclusively for newly qualified 17 to 21 year olds, providing insurance alongside a 3 year driving course aimed at increasing awareness, driving skills and safety, particularly within the rural environment which our customers are exposed to.

It also comes with the added benefit of 2 additional years no claims bonus - one at the start and one on completion of the scheme - enabling you to earn 5 years no claims in just 3 years of driving, worth up to 65% off your car insurance renewal.

Sibling Savings

We have introduced a sibling savings discount which reduces the cost of training for any additional children in the same family by over 30%. 

Union Advantage

Union Advantage members can also benefit from a 20% discount. This can be combined with the 'Sibling Savings', allowing peace of mind that all the family are equipped with the same driving skills and safety.

As a young woman driving for the first time, this scheme really helped me with my confidence. I experienced both the practical and theoretical side – both of which were complete eye openers!
Francesca Stuttard
20 year old student from Lancashire

What the course will teach you

Our member of staff Huw took part in a session with Jamie from training partner Driver Doctors to find out more:


The training is provided by Drive Doctors and broken up into just 3 parts:

  • Year one - half day on-the-road session focussed on hazards associated with rural roads and tailored to the driver's needs.
  • Year two - a series of online modules to challenge their skills and knowledge
  • Year three - a further half day session on the road with personilised training to the needs of the young driver.