Young Drivers Scheme

Helping younger drivers to be safer on rural roads

At NFU Mutual, we take time to understand our customers' needs.

That's why we developed the Young Drivers' Scheme, a 3 year flexible and interactive training programme to support our young drivers. The scheme is available to 17-21 year old children of our customers.

The course is created in partnership with, and delivered by Drive Doctors, who use informative, interactive events and programmes to change the long-term attitude of drivers on the road.

Training Programme

The course spans over 3 years and contains the following elements:

  • Year one - half a day on-the-road session focussed on hazards associated with local roads and tailored to the driver's needs.
  • Year two - 4 online educational modules to challenge skills and knowledge
  • Year three - a further half day session on the road with personalised training to the needs of the young driver

Bonus NCD Years

Drivers taking part in the scheme are rewarded with 2 bonus no claims discount (NCD) years, one on joining the scheme and one on completion, which lead to significant savings on participants' car insurance premium. A typical new driver, without any previous car insurance or no claims discount, could see the following saving:






With scheme





Without scheme






The bonus NCD awarded for scheme participation and completion cannot be transferred outside NFU Mutual. Claims would also affect the eligible NCD applied. 

In order to join the scheme, the customer must meet the following eligibility criteria:

  • Be 17-21 years old with a full UK driving licence
  • Be a main driver on an NFU Mutual car policy
  • Be a child of a current NFU Mutual customer

The scheme can be joined at the start of a policy year or during the year, provided there are a minimum 6 months until next renewal.

Related articles