Financial Services
Products and services to help you create a financially secure future.
What we offer
Help to secure your financial future
It’s smart to have a plan in place for your financial future and life’s big moments. You want to be sure that your hard-earned money is invested in the right places and you have cover to make tomorrow a little more certain.
At NFU Mutual we offer the services and products you need to make the right choices for you and your family’s financial future.
Making the right choices on your financial journey
If you already know what you want, we have a pension and a range of investments, protection and life cover to meet your needs. Or, if you need advice on what to do next, we’re here to help using over 90 years of experience and expertise in financial planning.
The value of investments and any income from them can fall, and you may get back less than invested.
Please note that Inheritance Tax advice is not regulated by the Financial Conduct Authority or the Prudential Regulation Authority.
NFU Mutual Financial Advisers advise on NFU Mutual products and selected products from specialist providers. Financial advice is provided by NFU Mutual Select Investments Limited. When you get in touch they'll explain the advice serices they offer and the charges.
Our services
We offer three services for people looking to take out new products with us - an advised, non-advised and a direct service.
Our Advised service offers advice provided by one of our expert Financial Advisers. They’ll make recommendations tailored to your financial needs and circumstances, either over the phone or face to face. This is a fee-based service.
If you do not require financial advice but would like more information about the products we offer to help you make a decision you can speak to a Non Advised Sales Consultant.
When you invest through our direct service you make your choice of product and investment amount without any recommendation or further information from us.
If you speak to an adviser, you’ll receive:
- Financial advice tailored to your circumstances
- A view of your financial situation
- Recommendations to help you reach your agreed financial goals
- A review that takes account of existing Pension, Protection and Investment arrangements
- Help with ensuring your investments are organised tax efficiently.
If you choose our self-investor service:
- You decide what Pension, Protection or Investment products to buy with no recommendations from us
- We’ll help, by guiding you through step by step to start a product or to make a top up payment on an existing product
- You should be comfortable about making financial decisions without advice and understand the risks involved.
If you choose our direct service, you choose the Pension, Protection or Investment product with no recommendation or further information from us.
When you contact us we'll explain the advice services we offer and the charges. Full details of the charges and services that we offer are available in Our Terms of Business [PDF: 2.1MB].
Want to purchase directly without help or advice?
You can invest or take out cover through our direct service on one of three ways:
Online
Open a pension or investment online
By phone
- Mon to Fri: 9am-5pm
By post
NFU Mutual, Operations (Financial Services),
The Lake House,
Ryon Hil Park,
Warwick Road,
Stratford upon Avon,
Warwickshire,
CV37 0UU
Know what you need but would like more information?
If you don't need financial advice, you could use our non-advised service. If you know how much you'd like to invest, the cover you need or your financial goals but would like more information about the products we offer, then this type of service could help. You can contact our team, 9am-5pm Monday to Friday, on: 0800 980 8229
Looking for financial advice?
If you’re not sure how to put your financial plan in place an NFU Mutual Financial Adviser can help. An NFU Mutual Financial Adviser will recommend products that are right for you based upon your personal circumstances. You can book an appointment with an NFU Mutual Financial Adviser by either completing a web form or by calling: 0800 622 323
Whether you’ve previously taken out your product with us through an adviser or without advice, you are free to choose whether to take further advice or to use our self- investor service.
You can find out what you can do if you hold a product with us through our contact us pages.