Rural crime: Security discounts
Looking after your vehicle and your wallet
To help you actively protect your vehicles and to limit the effects of theft on your business, we offer a generous security discount when an approved security device is fitted to your agricultural vehicles.
Overview
Insurance discounts will be available to agricultural vehicles insured on an NFU Mutual agricultural vehicle policy, fitted with a Thatcham approved category 3 immobiliser or S.5 tracking system or S.7 location system; we also provide a discount where your vehicle is registered with the CESAR scheme. The list of Thatcham approved immobilisers and tracking devices is available from the Thatcham website thatcham.org. The insurance premium discounts are available for security fitted as standard by the manufacturer or as an aftermarket retro-fit.
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Current discount are as follows: |
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Vehicle Type |
Quad Bike, ATV or Farm Bike |
All other Agricultural Vehicles |
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Security Device |
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Electronic Immobiliser and Alarm – Thatcham Cat 1 (or 2-1 upgrade) |
10.0% |
10.0% |
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Electronic Immobiliser – Thatcham Cat 2 (or P2) |
5.0% |
7.5% |
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Proprietary branded mechanical device |
5.0% |
5.0% |
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CESAR* |
12.5% |
12.5% |
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Thatcham approved S.5 tracking system |
10.0% |
12.5% |
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Thatcham approved S.7 location system |
10.0% |
12.5% |
Final premium reduction is subject to vehicle usage and policy conditions.
*Can be used in isolation or with one of the above security devices to increase the discount further.
Autoglass® Security Etching
NFU Mutual agricultural vehicle policy holders qualify for free glass etching from Autoglass®, subject to location. Window etching can be a deterrent to potential thieves. A specialist technician from Autoglass will etch the vehicle identification number onto all the vehicle’s windows. This will be done on site to minimise the downtime of your vehicle. For an appointment please email: NFUM.Etching@autoglass.co.uk