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What are pension transfers?


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Is this an option for you?

Over your working life you're likely to change jobs a few times and each time you move you'll probably start up a new pension with your new employer. It's good to review your retirement plan regularly to understand the value of your entire pension provision and also know whether it may be worth transferring some schemes.

Some benefits of transferring your pension(s) could be:

  • It may make it easier for you to manage your pension if everything is in one place or in just a few places.
  • Some pension schemes may offer lower charges than others.

If you are considering transferring any pension funds you have, your NFU Mutual Financial Adviser* can provide pension advice to help you decide if this is the best option for you; in certain situations you could be worse off if you transferred.

Talk to the experts

Our Financial Advisers* can offer expert, personalised advice to help make saving for your retirement as easy and practical as possible.


*Please note:

When you contact us we'll explain the advice services we offer and our charges. NFU Mutual Financial Advisers advise on NFU Mutual products and selected products from specialist providers.

For security and training purposes, calls may be recorded and monitored.