Tractor driving across field sewing seeds

Tractor Insurance

Specialist cover for Tractors and Agricultural vehicles

TRACTORS ARE A VITAL PIECE OF MACHINERY WHEN PERFORMING MANY TASKS AROUND YOUR FARM OR SMALLHOLDING. 

Whether you have a number of tractors across a large farm, or rely on smaller farm vehicles to keep your smallholding moving, we offer protection that ensures as little disruption to your work as possible should anything happen to your agricultural vehicles. 

Our comprehensive Agricultural Vehicles policy provides cover to keep you and your tractor rolling. 

  • If your vehicle is less than one year old when written off or stolen, we’ll replace it with a new one
  • We cover damage to electrical wiring, ECUs and alternators caused by a short circuit
  • Discounts of up to 12.5% for vehicles fitted with a Thatcham-approved security device, with an additional 12.5% discount if they are registered with CESAR.

Our standard cover provides

  • £5 million Public Liability cover for third party property damage
  • Goods in transit cover up to £1,000
  • A claims service managed by farming specialists who can support you quickly in the event of a vehicle being damaged during a busy period, such as harvest
  • Expert service from our Local Agents and engineers who work closely with manufacturers and security firms

Your local agent can explain what limits and exclusions apply, so you can ensure the cover is right for you – or take a look at our product documentation for full details.