Call today: 9:00 am - 8:00 pm

Friday: 9:00 am - 8:00 pm

Saturday: 9:00 am - 12:30 pm

Sunday: Closed

Monday: 9:00 am - 8:00 pm

Tuesday: 9:00 am - 8:00 pm

Wednesday: 9:00 am - 8:00 pm


The Agri Centre, Whitefordhill, Ayr, KA6 5JW

Visit today: 9:00 am - 5:00 pm

Friday: 9:00 am - 5:00 pm

Saturday: Closed

Sunday: Closed

Monday: 9:00 am - 5:00 pm

Tuesday: 9:00 am - 5:00 pm

Wednesday: 9:00 am - 5:00 pm

Welcome to NFU Mutual Ayr agency where we are all keen to provide the well informed service necessary to build and maintain business relationships now and in the future.

We offer general insurance along with investment, protection and pensions products to a much wider market than our traditional agricultural related customer base.

Areas served: Ayr, Prestwick, Troon, Coylton, Mauchline, Cumnock, New Cumnock, Muirkirk, Maybole, Girvan and Turnberry.

NFU Mutual

Our team

Ronnie Mercer

Senior Agent

Extending a 30 year career in the financial services industry, Ronnie joined the agency as Senior Agent in June 2007. During this time he has developed meaningful relationships with new and existing NFU Mutual customers. Ronnie is also an NFU Scotland Group Secretary for South Ayrshire, supporting local farming members and professional/commercial members. He will be delighted to help you with all of your insurance requirements. 

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Chris Haran


Chris joined NFU Mutual as an Agent in Campbelltown 2011, having previously worked in both insurance and the steel manufacturing industry. Originally from Ayr he has returned to home territory joining the Ayr agency as an Agent in September 2014. Chris specialises in providing tailored solutions for both commercial businesses or bespoke solutions for insuring homes. Chris can also provide support with NFU Mutual Risk Management Services and arrange financial health checks both for businesses and private individuals.

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Andrew White


Andrew joined the agency in 2008 promoting our range of general insurance products and NFU Mutual Risk Management Services. He became an Agent in October 2014. He has a wealth of experience in rural, farming and larger commercial insurance solutions, regularly meeting with existing and new customers in the surrounding area. He is NFU Scotland Group Secretary for the Cumnock and Failford area. Andrew specialises mainly on farm and commercial business but will be delighted to provide you with help and support with any query you may have.

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Linda Blackwood

Agent - Dip CII

Linda joined NFU Mutual as an Agent in 2008, first in East Ayrshire before moving to the Edinburgh office for 10 years.  Linda is originally from Muirkirk, where her family run a pedigree sheep and free-range poultry business. Linda specialises mainly in farming and commercial insurance but would be delighted to help you with any query you have.  She is also Group Secretary for NFU Scotland and is able to assist with any membership queries.

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Fergus Finlayson

Financial Adviser

Fergus is the local Financial Adviser for NFU Mutual Ayrshire and Galloway.  He has over 20 years financial services experience and joined NFU Mutual in 2021. Fergus will be delighted to visit you and help you build a financial plan tailored to your individual needs and circumstances.  Fergus can help you whether you are interested in protecting yourself and your business, tax efficient investing, retirement planning or inheritance tax planning.

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Angela Duffy

Office Manager

Angela joined the agency in January 2016, following almost 30 years in the financial industry. Angela brings a wealth of knowledge to the business. She will be happy to assist you with motor and home insurance quotations. Angela is also able to assist you with any financial service requirements you may have.

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Tricia Fearn

Sales Executive

Tricia joined the agency in November 2018 following a successful career in sales, hospitality and retail. Tricia is a keen horse woman and can often be found at equine events either competing, officiating or judging. Tricia is on the committee for both Ayr Agricultural Society and Dundonald Agricultural Show.

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Eleanor Wilson

Customer Service Adviser: Claims & Accounts

Eleanor joined the agency in August 2010 after a successful career in accounts and customer relations. She currently works with us from Monday to Thursday. Eleanor works closely with our specialist claim handlers, disaster recovery teams and loss adjusters to help our customers when they experience a claim. She will be here to give you the best help and advice available when you need it the most. Eleanor is also able to handle your queries on all motor, home and equine insurances. Eleanor is also able to assist you with any financial service requirements you may have.

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Garry Kirk

Risk Management Services

Garry is able to provide advice and solutions to customers on their health and safety requirements. NFU Mutual Risk Management Services can also deliver health & safety training including, IOSH managing safely and working safely, first aid at work, emergency first aid and first aid refresher training, VQ working safely in agriculture, fire warden training, manual handling training and much more.

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Hazel Kirkpatrick

Agents Assistant

Hazel joined the agency in November 2020, following 15 years in the Automotive Industry.  Hazel assists the agents by processing renewals and alterations after agents visits.  She can assist you with any financial service requirements you may have.

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Ariana Lake

Trainee Sales Executive

Ariana joined us in December 2021 and is currently studying an Economics degree alongside her full-time employment within the agency. She will be able to assist with motor and home insurance quotes along with any financial services requirements you may have.

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Samantha Gemmell

Customer Service Adviser

Samantha has recently joined the agency as of March 2022 after a position as an Agricultural Retail Assistant within Carrs Billington, Ayr. Samantha enjoys horse riding as a hobby outside of the office, competing locally and nationally. She is hoping to utilise her Business degree and Agricultural qualification whilst working with us. Soon, she will be able to assist with motor and home insurance enquiries.

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