Call today: 9:00 am - 8:00 pm

Tuesday: 9:00 am - 8:00 pm

Wednesday: 9:00 am - 8:00 pm

Thursday: 9:00 am - 8:00 pm

Friday: 9:00 am - 8:00 pm

Saturday: 9:00 am - 12:30 pm

Sunday: Closed


West Rigg, Westport, Cupar, KY15 4AW

Visit today: 9:00 am - 5:00 pm

Tuesday: 9:00 am - 5:00 pm

Wednesday: 9:00 am - 5:00 pm

Thursday: 9:00 am - 5:00 pm

Friday: 9:00 am - 5:00 pm

Saturday: Closed

Sunday: Closed

Welcome to NFU Mutual Cupar agency where we pride ourselves on being able to offer a friendly and helpful service to our customers.

We can also offer professional help and expert assistance on a face-to-face basis in Fife and the Kinross Area on all aspects of NFU Mutual's range of products.

NFU Mutual

Phil Daughtrey

Senior Agent

I’ve been the senior agent in Cupar since 2011. I’m not new to the area though. Other than a brief spell back in West Yorkshire I’ve lived in Dunfermline since 2002. I have over 26 years' experience handling insurances for farming and commercial customers along with high net worth and personal insurance and I’m happy to meet existing and new customers in the Fife & Kinross region to discuss their insurance needs and introduce NFU Mutual’s range of financial products including pensions and investments. I can also help you make your farm and business a safer place to live and work. Before moving back to Fife I ran my own small farm so I really enjoy meeting my farming customers be it for insurance or in my role as group secretary for NFU Scotland. In my spare time I enjoy spending time with my son Daniel and cycling around the countryside of West Fife.

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Stewart Duncan


I have been the Agent in the Cupar office for the past 7 years. I currently live in Perth but was born and bred in nearby Ceres where I spent my childhood on many of the local farms around the village, which helps me understand our customers. I have experience dealing with arable, dairy, beef and poultry farms but can also help with commercial and personal insurance. I am kept busy in my spare time with my two children, Blaine and Nairne where my 'dad's taxi' duties take over. I also enjoy football coaching with St Johnstone FC where I am a community coach.

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David MacIntosh

Financial Adviser

David provides face to face advice which is tailored to your specific circumstances and aimed at achieving your financial goals. These goals often include preparing for a secure retirement, achieving long term wealth management, and making best use of existing investments and pension funds. He also has ideas on how you could help reduce some of your tax liabilities.

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Sarah Jordan

Office Manager

I have been with the NFU Mutual agency in Cupar for 6 years. I have a vast amount of knowledge in farming/plant machinery and can help you with quotations, claims or adjustments to your existing business and personal insurances. I am also a life lead coordinator and can assist in making appointments for you to meet with NFU Mutual’s Financial Adviser David McIntosh. In my spare time I am kept extremely busy with my family and my interest in horses and vintage tractors.

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Lynette Sturrock

Sales Support & Claims Handler

I have been at the Cupar agency for 5 years and I’m fully licensed to deal with motor, personal, agricultural and equine policies, working with new and existing customers to provide them with new quotes, mid-term alterations, claims, renewals and general enquiries. I am also a life lead coordinator for the agency and I can help arrange advice on our range of products including pensions, investments and life assurance and arrange appointments for you to see David MacIntosh, NFU Mutual's Financial Adviser. In my own time I enjoy spending time with my 2 children and socialising.

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Jennifer Morris

Sales Executive

I have been with NFU Mutual's Cupar agency for 3 years. I am currently fully licensed to deal with motor and agriculture vehicles, commercial and personal risks. I come from Thurso in Caithness from a farming background. Previously I worked in the insurance industry in London for 25 years, predominately dealing with commercial and liability claims broking and underwriting. In my own time I enjoy spending time riding and my daughter competes ponies, so I am kept very busy attending shows all over the UK.

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Laura Silvers

Risk Management Consultant

Risk management services is part of NFU Mutual's group employing health and safety professionals. Laura is able to provide advice and solutions to customers on their health and safety requirements.

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