Call today: 9:00 am - 8:00 pm

Wednesday: 9:00 am - 8:00 pm

Thursday: 9:00 am - 8:00 pm

Friday: 9:00 am - 8:00 pm

Saturday: 9:00 am - 12:30 pm

Sunday: Closed

Monday: 9:00 am - 8:00 pm

St Clears

Stinsford House, Heol Pentre, St Clears, SA33 4LR

Welcome to NFU Mutual St Clears agency where we pride ourselves on the philosophy of being here to help. As a small team, not only are we colleagues - we are also friends. Our team of dedicated staff are on hand to help. We are local people with local knowledge and can offer insurance to suit your needs.


NFU Mutual

Paul McCarthy

Senior Agent, Partner & NFU Cymru Group Secretary

I joined NFU Mutual in 2009, having previously worked with Barclays Bank PLC, AXA and Aviva. In 2019 I took the decision to enter into Partnership and become an Agent of NFU Mutual.  I run the Agency business in Carmarthen with Rhodri. The team and I are on hand to offer an advice rich, personal, local service to our customers. I deal with a variety of aspects of both agricultural and commercial insurances, for both existing and new customers.  If you require information about life, pension or investment services I can introduce you to NFU Mutual Select Investments Ltd, so that an NFU Mutual Financial Adviser can carry out a financial planning review with you. I can also provide information on Risk Management Services I am also available to assist with any agricultural queries our members may have in my capacity of NFU Cymru Group Secretary.

Expand text

Rhodri Thomas

Rhodri Thomas

Agent, Partner & NFU Cymru Group Secretary

I joined NFU Mutual in 2012. In 2017 I took the decision to become an Agent of NFU Mutual and have been running my Agency business, striving to provide an advice rich personal service to new and existing customers throughout Carmarthen since then, and more recently in Partnership with Paul. I deal with a variety of aspects of both agricultural and commercial insurances. In addition to General insurance products and services, I can provide information and access to an NFU Mutual Financial Adviser to discuss your financial services, life assurance, pension and investment needs, as well as Risk Management services. As NFU Cymru Group Secretary, I am happy to assist existing and potential members with any agricultural queries that they may have.

Expand text

Lowri Roberts

Assistant Agent

I joined Carmarthen Central agency as Assistant Agent in July 2020 following four years working for the NFU Mutual regional team. I have always had a keen interest in agricultural and business, which made joining NFU Mutual a natural choice after graduating from Harper Adams University. I was brought up on a family farm in North Wales and moved to this area in 2020. Outside of work I enjoy horse riding, farming and socialising with friends. My main focus is to grow the business in both the agricultural and commercial sectors, as well as assisting in managing current clients on their insurance needs.

Expand text

Sara Thomas

Sara Thomas

Agency Manager

I joined the Agency in 2013 and was promoted to Agency Manager in 2018. I have a strong background in Agriculture, and I am active with YFC. I can assist clients with queries relating to motor, personal, commercial and farm insurance. I can advise and assist on any claims queries or issues. I can also introduce you to NFU Mutual life assurance, pension and investment products.

Expand text

Denzil Davies

Denzil Davies

Senior Customer Service Adviser

I joined NFU Mutual in 2003 and have 30 years' experience in the insurance and financial services industry. I am the Senior Customer Service Adviser and assist clients with queries relating to motor, personal, commercial and farming insurance, act as an introducer for NFU Mutual life assurance, pensions and investment products, claims queries and accounting issues.

Expand text

Zoe Hughes

Zoe Hughes

Personal Lines Specialist

I have worked with NFU Mutual since 2008 and have 15 years' previous insurance and financial services experience. I have always lived in the area, and take a keen interest in local events. I can assist in all aspects of NFU Mutual's motor, personal and business insurance, claims and amendments required to insurance policies, and any accounting issues. I can also introduce NFU Mutual life assurance, pension and investment products.

Expand text

Lisa Miles

Lisa Miles

Customer Service Adviser / Life Lead Co Ordinator

I joined the Agency in 2015. I have a background in farming, and I am active in the local community. I co-ordinate and assist with making financial services appointments with NFU Mutual Financial Advisers to discuss your financial planning, investment and protection needs. I also provide quotations and customer assistance for motor and household. You can also ask me about Risk Management Services. 

Expand text

Rachael Lewis

Rachael Lewis

Customer Service Adviser

I joined the Agency in 2016. I can provide quotations on motor and personal insurances. I can introduce you to life protection, savings, pensions and investments and also Risk Management Services.

Expand text

Dafydd Saer

Dafydd Saer

Customer Service Adviser

I joined the Agency in 2018 bringing with me over 15 years' experience in the insurance and financial services industry. I am a Customer Service Adviser and can assist clients with queries relating to motor, personal, commercial and farming insurances. You can also ask me about NFU Mutual life assurance, pensions and investment products.

Expand text

Sam Rees

Sam Rees

NFU Mutual Financial Adviser

Sam is a financial specialist. She can assist you with your financial needs including retirement planning, investments and financial planning advice. Please contact the office to arrange an appointment.

Expand text