Goods in Transit

Protection of your goods when being transported.

As part of our Commercial Select policy you can add specific goods in transit cover to suit the needs of your business.

Contact your local agency office

However you choose, whether in person or at the end of a phone, our Agents will be there for you when you need them most.

Cover overview

Transporting your goods, whether between suppliers, customers or your place of business, adds a layer of risk to any business.

Goods in Transit cover protects your goods, when they're being transported, against damage or destruction, loss, theft, delayed delivery, and also consequential losses for items not delivered correctly.

What's covered:

  • Loss or damage to your property while it's in transit.
  • Driver's personal effects (other than money), up to £500.
  • Containers you don’t own but are responsible for, up to £10,000 for each container.
  • Additional costs to remove debris after an accident.
  • Sheets and ropes, up to £10,000.
  • Optional: Containers you own or lease, up to £10,000 for each container.
  • Optional: Deterioration of property due to the breakdown or malfunction of refrigeration or cooling machinery.

What's not covered:

  • Theft from an unattended vehicle, unless locked, keys removed and there is forcible entry.
  • Electrical or mechanical breakdown.
  • Clerical errors or omissions, or delivery to the wrong consignee.
  • Inadequate packing, exposure to weather conditions, contamination or wear and tear.
This is not an exhaustive list, more information can be found in the important documents section.

The cover you choose will depend on your circumstances and your local NFU Mutual agency office will take the time to understand these needs and explain the full details, including any limits and exclusions that may apply, to help ensure it‘s right for you.

Commercial Select Insurance

Our Commercial Select policy provides a range of covers to suit a variety of businesses.

It’s flexible so you can choose the cover to meet the needs of your business now and in the future.

Why choose us?

Why choose us?

  • Heritage

    With over 110 years of insurance knowledge and expertise, we know the industry inside and out.

    Heritage

    With over 110 years of insurance knowledge and expertise, we know the industry inside and out.

  • Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

    Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

  • Local presence

    With a network of over 280 agency offices nationwide, we can get to know you and your business.

    Local presence

    With a network of over 280 agency offices nationwide, we can get to know you and your business.

Other business products

SME Business Insurance

Our Small and Medium Business Insurance policy is suitable for businesses that have a turnover of up to £3 million.

Commercial Vehicle Insurance

Vehicles can be important to your business - from pickups and vans to larger motor fleets, we're here to help keep you on the road.

Risk Management Services

Our experts can identify the dangers facing your business and offer one to one solutions personalised to your business.

What's next?

Take out a new policy

Ready to buy a Business Insurance policy? We can help you to make sure that you get the right cover.

Existing customers

Get a new quotation, make changes to, discuss your renewal or cancel your insurance policy.

Claims

Notify us of a new Business Insurance claim or speak to us about a claim that is in progress.