Combine harvester harvesting crops

Agricultural Vehicle Insurance

Tractor and farming vehicle insurance

Farming vehicles are more than just wheels, GPS units and machinery – they’re what keep you going. That’s why we value them just as much as you do.

Whether you have tractors, combines, balers or rely on quad bikes and movers our comprehensive Agricultural Vehicles policy provides cover to meet your needs.

Agricultural vehicles can be expensive assets and play a huge role in managing fields and farms across the UK. We appreciate how crucial they are to farmers, particularly for commercial use and understand the difference in mechanics and requirements for tractors compared to other vehicles.

Whether you have a number of tractors across a large farm, or rely on smaller farm vehicles to keep your smallholding moving, we offer protection that ensures as little disruption to your work as possible should anything happen to your agricultural vehicles. 

The benefits of our comprehensive Agricultural Vehicles Insurance include:

  • If your vehicle is less than one year old when written off or stolen, we’ll replace it with a new one
  • Trailers and implements are covered up to £500,000 – including horse and livestock trailers
  • Damage to electrical wiring, ECUs and alternators caused by a short circuit
  • Discounts of up to 25% for vehicles fitted with approved Thatcham devices and CESAR marking
  • £5 million Public Liability cover for third party property damage
  • Goods in transit cover up to £1,000
  • A claims service managed by farming specialists who can support you quickly in the event of a vehicle being damaged during a busy period, such as harvest.

Third Party, Fire and Theft Agricultural Vehicle Insurance, Product Information Document [PDF: 76KB], and Third Party Agricultural Vehicle Insurance, Product Information Document [PDF: 73KB], are also available.

Types of Agricultural Vehicles we cover: