Farm Insurance

We cover small farms, large farms and everything in between

Farm Insurance from the UK's leading rural insurer

We understand that the farms of today come in many shapes and sizes, and face unique challenges, so you need to know you’re supported by an expert and knowledgeable farm insurance provider that can be trusted to deliver the best possible service, tailored to you.

We have two Farm Insurance policies available depending on the size of your farm:

Farm Essentials - If your farm is less than 50 hectares and generates up to £50,000 in farming income annually.

Farm Select - It’s designed for large farms over 50 hectares to incorporate all the needs of a farming business, from specialist producers, to diversified enterprises.

Why choose us?

  • We have over 100 years' of farming knowledge and expertise, so we know the industry inside out
  • 95%* of our farming customers renew their insurance with us each year
  • We’re big on local presence with a network of over 295 agency offices nationwide, so we can get to know you, your family and your farm. 

*Based on policy renewals for 3 years ending December 2021.

Farm Essentials and Farm Select Insurance Summary

 

 

Farm Essentials

Cover for smaller traditional farms up to:

Farm Select

Cover for larger, diversified or intensive farming operations up to:

Property

Buildings - £300,000
Contents - £50,000
Stock - £20,000

This is a standard cover

Cover limits can be tailored to your farm’s requirements

Goods in transit

£1,500

This is a standard cover

Cover limits can be tailored to your farm’s requirements

Liability

Public Liability - £10,000,000
Employers’ Liability - £10,000,000
Environmental Liability - £2,000,000

This is a standard cover

Public Liability - £10,000,000
Employers’ Liability - £10,000,000
Environmental Liability - £2,000,000

Cover can be increased above the standard limits

Livestock

£100,000

No Diseases Cover available

Cover limits can be tailored to your farm’s requirements

Business Interruption - Loss of Income

£50,000 
(Indemnity period - 12 months)

Cover limits can be tailored to your farm’s requirements

Our two Farm Insurance policies: