Three brown horses with heads out of stable doors

Horse Insurance

Tailored cover to meet the needs of you and your horse

As an equine insurer, we understand the importance of ensuring your horse is happy, healthy and safe. And that means having the right insurance in place should anything happen.

Our horse insurance offers the option to include vet's fees cover and personal liability, ensuring both you and your horse are looked after.

And should you need to make a claim, our dedicated Equine Claims Unit will be on hand when you need us.

  • UK-based call centre and over 295 offices offering a personal service
  • No admin fees for changes to your policy
  • No charges on payment made by Direct Debit.

Looking after you and your horse

Essential protection as standard:

  • Cover in the event of death of your horse, theft or straying. We can even help in your search in the event of a loss
  • Livery fees, up to £10 a day, if you have to go to hospital, up to £1,000
  • Holiday cancellation fees up to £1,000 if your horse needs life-saving surgery
  • Legal costs up to £50,000 to provide you with advice and help with the cost of legal representation
  • Access to a 24 hour emergency helpline.

Tailor your cover to protect against the unexpected with options including:

  • Personal liability up to £2.5 million – can be increased to £10 million
  • Vet's fees cover up to £5,000 per incident following an accident – and for illness or disease that appears after 14 days from the start of your policy
  • Cover should your horse become permanently unable to do any activity you have told us about, due to accident, illness or disease, based on the insured sum
  • Personal accident for riders aged 5 to 75
  • Tack, horse trailers and horse drawn vehicles.