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Three brown horses with heads out of stable doors

Horse Insurance

Tailored cover to meet your needs

Owning a horse can often mean no two days are the same, which is why our Horse and Rider Insurance can be tailored so you’re prepared for the unexpected.

We know the importance of ensuring your horse is happy, healthy and safe. And that means having the right insurance in place should anything happen. Our horse insurance offers features such as vet's fees cover and personal liability ensuring both you and your horse are looked after.

And should you need to make a claim, our dedicated Equine Claims Unit will deal with it without quibbling.

  • 300 local branches offering personal, tailored care
  • No quibble claims
  • No admin fees for changes to your policy and no charges on Direct Debit, credit or debit card payments

Looking after you and Your horse

  • Death, theft or straying cover included as standard – for horses aged between 30 days and 20 years
  • Vet's fees cover up to £5,000 per incident following an accident – and for illness or disease that appears after 14 days from the start of your policy
  • Optional personal liability up to £2.5 million and can be increased to £10 million
  • Access to legal services

We can explain what limits and exclusions apply, so you can ensure the cover is right for you – or take a look at our policy reference booklet for more details.