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Horse Insurance

Tailored cover to meet your needs

Owning a horse can often mean no two days are the same, which is why our Horse and Rider Insurance can be tailored so you’re prepared for the unexpected.

We know the importance of ensuring your horse is happy, healthy and safe. And that means having the right insurance in place should anything happen.

Our horse insurance offers the option to include vet's fees cover and personal liability ensuring both you and your horse are looked after.

And should you need to make a claim, our dedicated Equine Claims Unit will deal with it without quibbling.

  • 300 local branches offering personal, tailored care
  • No quibble claims
  • No admin fees for changes to your policy and no charges on Direct Debit, credit or debit card payments

LOOKING AFTER YOU AND YOUR HORSE

Essential protection as standard:

  • Cover in the event of death, theft or straying. We can even help your search in the event of loss
  • Livery fees up to £10 a day if you have to go to hospital, up to £1,000
  • Holiday cancellation fees up to £1,000 if your horse needs life-saving surgery
  • Legal costs up to £50,000 to provide you with advice and help with the cost of legal representation
  • Access to a 24 hour emergency helpline.

Tailor your cover to protect against the unexpected with options including:

  • Personal liability up to £2.5 million – can be increased to £10 million
  • Vet's fees cover up to £5,000 per incident following an accident – and for illness or disease that appears after 14 days from the start of your policy
  • Cover should your horse become permanently unable to do any acivity you have told us about, due to accident, illness or disease, based on the insured sum
  • Personal accident for riders aged 5 to 75
  • Tack, horse trailers and horse drawn vehicles.

We can explain what limits and exclusions apply, so you can ensure the cover is right for you – or take a look at our policy reference booklet for more details.