Three horses in a field

Veteran Horse Insurance

Considered cover for horses aged 16 to 30 years old

Our insurance for older horses takes care of horses aged between 16 and 30 years of age, providing protection and reassurance.

As an equine insurer, we realise that the needs of veteran horses and their owners are different. We understand the importance of ensuring your older horse is happy, healthy and safe. And that means having the right insurance in place should anything happen.

With our veteran horse insurance you can include features such as vet's fee cover and personal liability, providing the protection you need.

And should you need to make a claim, our dedicated Equine Claims Unit will be on hand when you need us.

  • UK-based call centre and 300 offices offering a personal service
  • No admin fees for changes to your policy
  • No charges on payment made by Direct Debit.

Cover specifically for older animals

Essential protection as standard:

  • Cover, up to £500, in the event of death of your animal, theft or straying. We can also help your search in the event of a loss. 
  • Livery fees, up to £10 a day, if you have to go to hospital, up to £1,000
  • Holiday cancellation fees up to £1,000, if your horse needs life-saving surgery
  • Legal costs up to £50,000 to provide you with advice and help with the cost of legal representation
  • Access to a 24 hour emergency helpline.

Tailor your cover for the protection needed by both you and your horse with options including:

  • Personal liability up to £2.5 million – can be increased to £10 million
  • Vet's fees cover up to £3,000 per incident following an accident
  • Personal accident for riders aged 5 to 75
  • Tack, horse trailers and horse drawn vehicles.