Laptop and coffee cup on desk

Homeworker Insurance

Extra protection for you and your work

Working from home offers extra flexibility, and our range of insurance options can give you the added protection you need to go with it.

If you’re a Home and Lifestyle or NFU Mutual Bespoke Home Insurance policyholder we have options that could suit your operation. 

Whether you’re running a business, growing your own produce, or making and selling your own products, we can help look after you and your equipment.

Our Homeworker Insurance extension is limited to small businesses and services.

If selling produce or operating out of a smallholding our Smallholder Insurance extension provides cover for these activities. Take a look at our policy documents for further details.

  • 300 local branches offering personal, tailored care
  • No quibble approach to claims
  • No admin fees for changes to your policy and no charges on Direct Debit payments

Extended cover for your home based business

  • Cover of damage to stock up to £2,500
  • Legal liability as an employer up to £10 million
  • Cover of damage to business contents up to £20,000, up to £500 per unspecified single item
  • Legal liability as a homeworker up to £2.5 million for Home and Lifestyle policyholders, £10 million with NFU Mutual Bespoke Home Insurance