Male driver wearing gingham shirt in wing mirror of car

Car Insurance

Comprehensive cover to help keep you moving

When it comes to car insurance, you often get what you pay for – especially when it’s time to make a claim.

But we do things a little differently. Our comprehensive car insurance offers a high level of cover as standard.

We include things you might pay extra for with other companies, such as Motor Legal Protection and our Mutual Assist breakdown cover, provided by the RAC.

What's more, we’re temporarily providing complimentary ‘at home' and 'national recovery' breakdown services until 31st March 2021 to existing and new customers who have a Car Insurance policy with us. This is to help you get back on the road as lockdown restrictions are lifted and to support key workers who are using their vehicles*.

That’s why we're a Which? Recommended Provider for Car Insurance and our cover is rated 5 Star by independent financial research company Defaqto.

We’re proud to offer cover that’s a little different. So, talk to us about your car insurance – we’ll help keep you moving

  • We recognise loyalty through Mutual Bonus. When awarded, we apply a discount when you renew a general insurance policy with us.
  • UK-based call centre and 300 agency offices offering a personal service.
  • We don't charge admin fees for changes to your policy or payments made by Direct Debit.

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Looking after you and your car

  • Local recovery breakdown cover included as standard – plus complimentary additional cover for 'at home' and 'national recovery' until 31st March 2021 if you break down in the UK
  • New car replacement - if you purchase a UK model from new and it’s less than two years old when it’s stolen or written off. A whole year longer than many other insurers
  • Small courtesy car in the UK for the duration of repairs carried out by our approved repairers; or up to 14 days if yours is written off or stolen
  • Motor Legal Protection - giving you access to legal advice and covering legal costs up to £100,000
  • The same level of cover while driving in most European countries
  • No claims discount protected and no excess to pay if you are hit by an uninsured driver**