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Horse insurance

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As an equine insurer, we understand that no two horses are alike - which is why our horse insurance cover can be as individual as your horse.

A horse can be a large financial investment and it's important to have the right insurance in place should anything happen. Sometimes the type of cover is more important than the price. By talking to us you can find out what is covered by our horse insurance and ensure it's right for you.

Horse insurance features

NFU Mutual's Horse and Rider insurance offers many features and benefits to protect your horse, there is an option to include personal liability. The following features are just a few examples, if you want more information please view the full policy document:

  • Vet fees cover*
    up to £5,000 per incident (age 30 days to 19 years)
  • Death, theft or straying cover*
     if your animal dies or goes missing (age 30 days to 19 years)
  • Personal liability cover
    up to £2.5 million, which can be increased up to £10 million on request

*We will not provide cover for an illness or disease which appears during the first 14 days of this cover, unless there has been previous continuous equivalent insurance.

Other limits and exclusions apply. To learn more about our horse insurance cover you can view the policy document or contact your local branch.

Limits and exclusions apply.

Please ensure you read the insurance policy document in full before you decide to proceed with any purchase.

Useful articles

We know the importance of ensuring your horse is happy, healthy and safe. Our range of articles and guides provide advice on how to protect your horse and equine equipment. 

More guidance and tools