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Veteran horse insurance


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As an equine insurer, we realise that the needs of veteran horses and their owners are different, which is why we offer veteran horse cover specifically for animals aged 20 years or over.

Sometimes the type of cover is more important than the price. By talking to us you can find out what is covered by our veteran horse insurance to ensure it's right for you.

Veteran horse insurance features

NFU Mutual's Horse and Rider insurance offers many features and benefits to protect your veteran horse. The following features are just a few examples. Please note, cover for loss of animal and vet's fees for veteran horses only applies if there is an accidental, external, visible injury involving a skin wound or fracture and excludes tendon or ligament strains or sprains. Loss of use is not available.

  • Vet's fees
    up to £3000 vet’s fees cover for accidental, external injury (£145 excess applies)
  • Personal liability cover
    optional personal liability cover of £2.5 million, which can be increased up to £10 million on request
  • Equipment cover
    for theft or damage to your tack and saddles (£50 excess), items over £500 need to be specified; horse-drawn vehicles and horse trailers can also be covered

Limitations and exclusions apply. To learn more about our veteran horse insurance cover you can view the policy document or contact your local branch.

Limitations and exclusions apply.

Please ensure you read the insurance policy document in full before you decide to proceed with any purchase.

Useful articles

We know the importance of ensuring your veteran horse is happy, healthy and safe. Our range of articles and guides provide advice on how to protect your veteran horse and equine equipment.

More guidance and tools