NFU Mutual

Male driver wearing gingham shirt in wing mirror of car

Car Insurance

Quality cover for you and your car 24/7

Our Car Insurance is built with you in mind.

We do things a little differently, including extras you may expect to pay for with other insurers and paying out on 98% of claims*. 

We're committed to keeping you on the road so include Mutual Assist breakdown cover from the RAC as standard with the option to upgrade to National Assist or National plus Home Assist.

It's why 9 out of 10 customers renew with us each year, join them and get a quote

We're a Which? Recommended Provider for Car Insurance and our cover is rated 5 Star by independent financial research company Defaqto.

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You can compare our Car Insurance against other providers using Defaqto's Car Insurance Comparison Tool.

You won't find us on price comparison websites. We believe that by talking to you about what you need we can help you to make sure you have the right level of cover in place.

So talk to us today and get a quote for your Car Insurance. 

Why choose us for your Car Insurance?

  • We reward our loyal customers through a Mutual Bonus which provides a saving on the renewal premium of your General Insurance policy
  • Choose to pay monthly or annually - you won't pay more if you spread the cost
  • Make changes to your policy whenever for free - we don't charge adjustment or cancellation fees.

How our Car Insurance looks after you and your car

  • Mutual Assist Breakdown cover provided by the RAC. If you break down in the UK at least ¼ mile from home and the total recovery distance is under 20 miles.
  • No Claims Discount protected if you’re hit by an uninsured driver and no excess to pay**
  • New car replacement - if you purchase a UK model from new and it’s less than two years old when it’s stolen or written off. A whole year longer than many other insurers
  • Small courtesy car in the UK for the duration of repairs carried out by our approved repairers; or up to 14 days if yours is written off or stolen
  • Motor Legal Protection - giving you access to legal advice and covering legal costs up to £100,000
  • The same level of cover while driving in most European countries