Phone lines closed

Call today: 9:00 am - 8:00 pm

Friday: 9:00 am - 8:00 pm

Saturday: 9:00 am - 12:30 pm

Sunday: Closed

Monday: 9:00 am - 8:00 pm

Tuesday: 9:00 am - 8:00 pm

Wednesday: 9:00 am - 8:00 pm

Newcastle Emlyn

NFU Office, Emlyn Square, Newcastle Emlyn, SA38 9AW

Visit today: 9:00 am - 5:00 pm

Friday: 9:00 am - 5:00 pm

Saturday: Closed

Sunday: Closed

Monday: 9:00 am - 5:00 pm

Tuesday: 9:00 am - 5:00 pm

Wednesday: 9:00 am - 5:00 pm

Welcome to NFU Mutual Newcastle Emlyn agency where we pride ourselves on offering a personal, friendly and local service for your general insurance and financial services needs.

Areas served: Cardigan, Aberporth, Llangrannog, Llandysul, Saron, Newcastle Emlyn, Brynhoffnant, Llanybyther, Lampeter, Pencader and the surrounding areas.


NFU Mutual

Dai Morgan

Dai Morgan

Agent & NFU Group Secretary

Dai has been an Agent and NFU Group Secretary since May 1993, and has hands on experience of the agricultural industry. Dai deals with all aspects of general insurances, including both agricultural and commercial insurances. In addition, Dai is an introducer of NFU Mutual's range of financial services and risk management services.

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Carwyn Jones

Agent & NFU Group Secretary

Carwyn has over 20 years' experience as an Agent and NFU Group Secretary. Carwyn has an agricultural background and deals with all aspects of general insurances, including both agricultural and commercial insurances. In addition, Carwyn is an introducer of NFU Mutual's range of financial services and risk management services.

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Maria Norejko BSc (Hons), ACII

Agent & Group Secretary

Maria has been with NFU & NFU Mutual since 1985. Maria is a chartered insurance practitioner. She lives on a Less Favoured Area beef & sheep farm. Maria can provide expert help and assistance with all your insurance needs, including commercial, rural/urban business & personal. Maria is also able to offer a range of NFU assistance.

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Deilwen Reeves

Deilwen Reeves

Office Manager

Deilwen joined the agency in 1995 and is the Office Manager.  She is responsible for the day-to-day running of the Agency as well as working closely with the Agents processing commercial insurance reviews.  Deilwen can assist customers with enquiries and claims relating to motor, personal and commercial insurance.  Deilwen is an introducer of NFU Mutual’s range of life assurance, pension and investment products.

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Gemma Davies

Gemma Davies

Customer Service Adviser

Gemma joined the agency in July 2010.  Gemma is a Customer Service Adviser and can assist customers with enquiries and claims relating to motor, personal and commercial insurance.  Gemma is an introducer of NFU Mutual’s range of life assurance, pension and investment products.

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Carol Griffiths

Customer Service Adviser

Carol joined the agency in 2010.  Carol is a Customer Service Adviser and can assist customers with enquiries and claims relating to motor and personal insurance.  Carol manages the renewals and customer payment accounts.  Carol is an introducer of NFU Mutual’s range of life assurance, pension and investment products.

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Will Blethyn

Will Blethyn

Customer Service Adviser

Will has been working within the agency since 2017, having previously worked in the financial services sector.  Will is a Customer Service Adviser and can assist customers with enquiries relating to motor, personal and commercial insurance.  Will is an introducer of NFU Mutual’s range of life assurance, pension and investment products.

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Michaela Speed

Customer Service Adviser

Michaela joined the agency in 2021 with previous experience in the financial services sector.  Michaela is a Customer Service Adviser and can assist customers with enquiries relating to motor and personal insurance.  Michaela is an introducer of NFU Mutual’s range of life assurance, pension and investment products.

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Zoe Jones

Customer Service Adviser

Zoe joined the agency in 2021 following a previous career in the hospitality sector.  Zoe is a Customer Service Adviser and can assist customers with enquiries relating to motor and personal insurance.  Zoe is an introducer of NFU Mutual’s range of life assurance, pension and investment products.

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Garry Penfold

Garry Penfold

Financial Adviser

Garry is our financial specialist. He can assist you with your financial needs including retirement planning, investments and financial planning advice. Please contact the office to arrange an appointment.

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Dan Killingbeck headshot

Dan Killingbeck

Sales Consultant, NFU Mutual Risk Management Services Ltd

As the Risk Management Services Sales Consultant, I am available to come and talk to farming and commercial customers about tailor-made health & safety services for their business. Please contact the office to make an appointment with me.

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