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Uninsured driver cover

Pay no excess and keep your no claims discount if your car is hit by an uninsured driver

At NFU Mutual we value safe and responsible drivers.

That's why if the driver of your car is involved in an accident caused by an uninsured driver we will not reduce your no claims discount and you'll pay no excess*.

With us you'll also pay nothing extra for the important things you need:

  • RAC roadside assistance if you breakdown in the UK, when you’re more than ¼ mile from your home and the total recovery distance is  less than 20 miles
  • Replacement of new cars up to 2 years old if yours is stolen or written-off and you are the owner of the vehicle - a whole year longer than many other insurers
  • Courtesy car in the UK – we’ll provide a small car for the duration of repairs if you have an accident and use one of our approved repairers; or up to 14 days if your vehicle is written off or stolen
  • Motor Legal Protection - giving you access to legal advice and covering legal costs up to £100,000
  • Cover while driving in most European countries.

Keeping you moving

All of this means we're rated 5 Star by Defaqto and a Gold Winner of Best Insurance Cover in the Auto Express Driver Power 2017 Insurance and Breakdown Survey.



Call direct 0808 278 2261 or contact your local office