- Cover for loss of business income up to £50,000 due to an unexpected event (provided you have property insurance in place covering the same event), including an automatic 33% increase in your sum insured to support you in your time of need
- New cover for smaller livestock herds or flocks whilst on the land or in transit, valued up to £100,000 (excluding diseases)
Ahead of the Fields: Treeopia
Treehouse accommodation on a small farm in Worcestershire
Nicky and John Beavan have developed two luxury treehouses for paying guests. Will hears the story of how they had the idea and the hard work that went into them, and restoring the old parsonage and tithe barn, as well as the challenges of running a small farm and building up the Hereford herd.
Farm Essentials FAQs
Farm insurance is specifically designed for those who want to protect their farm house, buildings, machinery, livestock and grounds from events that will significantly interrupt the running of a business.
Whether you’re a farm owner, tenant or contractor, your agricultural business or holding can face physical risks, such as damage to essential property or livestock by fire, storm or flood. Such events can significantly interrupt the running of your business and make it difficult to maintain income and manage outgoings.
As a farmer, it’s not always clear where your business ends and your personal life begins – especially when it comes to things like insurance. When insuring your home on the farm, we understand that you may have specialist needs. From a traditional farm house, to something more unusual, your local NFU Mutual agent will be more than happy to discuss this with you.
Our policies are catered to you. Your local NFU Mutual agent is on hand to work closely with you to identify and manage these challenges. These challenges can include, but are not limited to: fire (including fire caused by spontaneous fermentation or self-heating); lightning and explosion; aircraft and earthquake; escape of water (from tanks, apparatus or pipes); storm and flood; impact (by vehicles or animals); theft or attempted theft; riot or malicious damage; straying; accidental damage and many, many more.
Specialist cover should be provided by our Agricultural Vehicle Insurance and your agent will be able to advise you on the full range of cover available. We also provide a range of engineering cover to suit the needs of your farm business, such as inspections of plant by our engineering partner Vulcan Inspection Services to help you manage business risk and comply with regulatory and health and safety obligations. As well as, accidental damage to, and breakdown of, plant and machinery.
We understand that your agricultural vehicles are what keeps you on the move. You can insure
quad bikes up the value of £5k under Farm Essentials, however for more, specialist cover you can
talk to your agent about our Agricultural Vehicle Insurance page or get in touch with your local
NFU Mutual agency office.