Four rare breed piglets

Farm Essentials

Tailored cover for farms up to 50 hectares with added value as standard.

We know that every small farm is different. Whether you’re a tenant or an owner, making sure you’re property is protected, is the most important thing.

Our Farm Essentials policy, for farms up to 50ha, provides a package of essential cover as standard to protect your property and liability risks. Developed in partnership with small farm owners and tenants, this policy also gives you the flexibility to choose important additional cover to protect any livestock or income you rely on.

Thats why our package includes all the essentials as standard. We understand that flexibility is important when it comes to farming, which is why you can add extra cover on top, just to make sure you’re fully protected.

  • Cover as standard for your buildings, contents and stock
  • Common diversifications such as B&Bs or Farm Shops are catered for
  • Option to add livestock cover up to £50,000
  • Option to protect against loss of business income up to £50k

Contact your Local Office to find out more about our cover for smaller farms.


  • £10 million Employers Liability to protect workers, including your friends and family undertaking jobs on the farm
  • £10 million Public & Products Liability
  • Day-one reinstatement buildings cover up to £300k and contents cover up to £50k - including an automatic 15% increase on your property sums insured to combat inflation
  • £2 million Environmental Liability
  • Cover for farming stock up to £20,000
  • No quibble claims service managed by farming specialists