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Farm insurance

Local, personal service


Whether you keep dairy cattle, produce cereal crops or grow bedding plants, the one thing you need is an insurance policy which protects the very things you depend on to earn a living.

With 100 years' experience in the farming and growing industry, NFU Mutual can provide you with a range of insurance covers that are as varied as the things you produce; allowing you to provide the right protection for your business at the right price for you.

Farm insurance features

NFU Mutual's farm insurance offers many features and benefits to help protect your business whether you are a farmer or grower. The following features are just a few examples, if you want more information please view the full policy document:

  • Livestock cover
    We can offer you livestock cover for diseases such as TB, Foot and Mouth and Brucellosis
  • Buildings and equipment cover
    We aim to provide the cover you need for your farming business, buildings, stock, machinery, vehicles and other essential equipment
  • Public liability cover
    Up to £5 million Public and Product Liability and up to £10 million Employers' Liability cover as standard (subject to a minimum £100 excess for third party property damage claims)
  • Environmental liability cover as standard
    New Environmental Liability Regulations mean you are liable for clean up costs if you accidentally contaminate the soil or water on your property or the surrounding land - that’s why we cover you as standard, up to a limit of £2 million.

Limitations and exclusions apply.

Our local service means we know you personally, allowing us to be here for you when it counts.

To learn more about our farm insurance cover you can view the policy document or contact your local branch.


Farm safety

NFU Mutual has been working with the farming community for over a century. We care for our members and are actively encouraging farmers and members of the farming community to assess their own farms and take action where necessary to improve health and safety standards, in an endeavour to prevent injuries and deaths in agriculture.


Find out more