RAC van charging electric vehicle

Car Insurance for Electric and Hybrid Vehicles

Same high quality cover, but for your electric or hybrid vehicle.

As your driving habits and the type of car that you drive change, we know that the cover that you need changes too.

That's why our Comprehensive Car Insurance includes cover specifically tailored to electric and hybrid vehicles, while providing the same high quality level of cover you'd get when insuring a petrol or diesel car.

Tailored cover for electric and hybrid vehicles

  • Battery cover: Whether leased1 or owned, cover against accidental damage, fire and theft.
  • Charging cables, chargers and home wall boxes, and adapters: All covered in the event of insured damage2 plus protection should someone trip over the cables and you are at fault.
  • High quality repairs: Experienced recommended electric vehicle repairers with British Standard accredited bodyshops and lifetime guarantee on repairs3, plus use of manufacturer repairers when required.

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Specialist breakdown cover

Our Car Insurance policies include Mutual Assist breakdown cover from the RAC as standard. RAC's expert patrols are fully trained to know your electric or hybrid vehicle inside and out in the event of a breakdown4.

  • No more range anxiety with EV boost: RAC's EV boost can give you a 10‑mile boost at the roadside to get you to the nearest charging point.
  • Rapid recovery: If your vehicle can't be fixed at the roadside, RAC's range of high tech vans can lift all four wheels off the ground to tow you to the nearest garage4, saving you time and protecting your vehicle.

Upgrade your breakdown cover for added peace of mind

You can upgrade to National Assist for just £19.99 and get recovery to anywhere in the UK. Or include the reassurance of cover for break downs at home with National plus Home Assist for £34.99. 

Our industry ratings

We're a Which? Recommended Provider for Car Insurance and our cover is rated 5 Star by Defaqto, a leading financial information, ratings and fintech business. 

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You can compare our Car Insurance against other providers using Defaqto's Car Insurance Comparison Tool.

You won't find us on price comparison websites. We believe that by talking to you about what you need, we can help you to make sure you have the right level of cover in place.

So talk to us today and get a quote for Car Insurance for your electric or hybrid vehicle. 

Why choose us?

  • We reward our loyal customers through a Mutual Bonus which provides a saving on the renewal premium of your General Insurance policy.
  • Choose to pay monthly or annually - you won't pay more if you spread the cost.
  • Make changes to your policy whenever for free - we don't charge adjustment or cancellation fees.

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The same high quality level of cover for your electric or hybrid vehicle, as standard

  • Mutual Assist Breakdown cover provided by the RAC. If you break down in the UK at least ¼ mile from home and the total recovery distance is under 20 miles.
  • No Claims Discount protected if you’re hit by an uninsured driver and no excess to pay*.
  • New car replacement - if you purchase a UK model from new and it’s less than two years old when it’s stolen or written off. A whole year longer than many other insurers.
  • Small courtesy car in the UK for the duration of repairs carried out by our approved repairers; or up to 14 days if yours is written off or stolen. Electric or hybrid vehicles available in selected areas.
  • Motor Legal Protection - giving you access to legal advice and covering legal costs up to £100,000.
  • The same level of cover while driving in most European countries.