Commercial Insurance

Comprehensive cover for buildings, contents and stock against damage caused by common risks such as fire, flood, storm or escape of water.

Protection for your business and employees during legal disputes, providing a specialist lawyer to advise and support you and cover of legal costs.

Cover to allow you to meet the cost of compensation for injuries or illnesses to your employees at work, whether caused on or off site.

Protection for your business if you or your employees are held legally liable for accidental injury to clients, customers or the public, or for damage to their property.

Cover of goods you are transporting against damage or destruction, loss, theft, delayed delivery, and also consequential losses for items not delivered correctly.

Protection for yourself and your employees aged 16 to 65 against the financial impact of death or disability following an accident or illness.

Cover of business equipment, medical expenses and cancellation for you and your employees when travelling abroad on business.

Cover against loss or damages resulting from unexpected releases of pollutants, typically excluded in general liability and property insurance policies.

Protection of money against loss or theft at your premises and while you take it to the bank. Includes cover of you and your employees if assaulted while working.

Protection for your business against property damage and interruption caused by acts of terrorism in England, Scotland and Wales.

If you’re a contractor working on construction projects, this cover protects you against unexpected events that can affect your work, materials, plant, tools and equipment.

Cover of the loss of income or profit that you and your business suffers after an unexpected event, for the duration of time it takes to get your business running again.

Cover for accidental damage or breakdown to machinery and deterioration of stock caused by damage to freezers or chiller units, or failure of the public power supply.